How It Works

CreditCardDebtNegotiations.com prequalifies debt settlement and debt consolidation companies for you. We only allow debt settlement companies into our network that are certified and have proven above average performance standards in the debt relief industry. When you fill out our form on CreditCardDebtNegotiations.com you can rest assured that the debt settlement company you are provided with is not only legitimate but also has proven themselves as amongst the best in negotiating credit card debt settlements.

Once you have chosen to hire a debt relief company they will begin the process of contacting your creditors and negotiating a debt settlement. The best professional negotiators know exactly what to say to get the creditors to agree to settle credit card debt for at least 50% of what you actually owe. In this market, most consumers can expect to eliminate 40-60% of their unsecured credit card debt. This means that if you owe $10,000, you can expect to settle your debt for at least $5,000. The debt relief company will then collect a percentage of the amount of money they actually SAVE you. A typical fee for a professional debt relief program is around 20% so if they saved you $5,000 you would then pay the debt settlement company a $1,000 fee.

Our service is completely free of charge for the consumer. When you fill out the form on the home page of CreditCardDebtNegotiations.com we match your information and location up with a top performing debt settlement specialist in your state. Once the form is filled out the specialist will generally give you a call within 24 hours and send you an email to discuss different options to eliminate your credit card debt.

Due to the large number of debt settlement services available on the market today it is very important that consumers are aware how to locate the top performers in the industry. Some debt settlement services are much better performers than others. In order to be in our network at CreditCardDebtNegotiations.com, the company must prove above average statistical performance in negotiating credit card debt settlements. We also check the BBB and other accredited organizations to ensure that the companies are properly conducting business and have no outstanding consumer disputes. Finding a legitimate and top performing company could end up saving you thousands of dollars. Using CreditCardDebtNegotiations.com is a great starting point on your way to eliminating a significant percentage of your credit card debt.