– Free Credit Card Debt Negotiation Mediator provides free debt advice and free debt help for consumers suffering from credit card debt by pairing them up with a debt negotiation company and We have helped countless consumers develop a strategy to reduce their credit card debt at significant saving by pairing them up with a debt negotiator. Neither nor any of its affiliates are associated with any type of government agency. Please fill out our non-obligational form above to be contacted by one of our representatives to develop a strategy and receive free debt advice and help.

Ashley D 

Ft. Lauderdale, FL Was a Blessing and Delivered Free Debt Help
“After my divorce I was stuck with over $30,000 in credit card debt. I felt hopeless. A friend recommended and I can honestly say it was the best decision I’ve ever made. I was able to settle my credit card debt for much less than my original balance. Thank you so much!”

Tara M.

Detroit, MI

Saved me a Significant Portion of My Original Credit Card Balance
“After I lost my job I had no choice but to put my expenses on credit cards. I soon found myself with several maxed out credit cards and no way to pay. The debt consultant at was very professional and I was able to reduce a significant portion of my debt balance. I would highly recommend them.”

Due to recent adjustments to credit card debt laws it has made it possible to negotiate with creditors for a significant savings on your current credit card debt balance. works by first assessing your current financial predicament with the short form above and then by pairing you up with the optimal debt relief attorney that is most likely to provide you with the free advice needed to reduce your credit card debt up to 60%. was founded by a team of top university business school finance and economics graduates (also founded several websites like, ChatGPT Español, ChatGPT Svenska, 챗GPT 한국어 무료, ChatGPT Français) to serve as an outlet to connect consumers with top debt relief attorneys free of charge. Please fill out our non-obligational form above for free credit card debt advice and help.

  • Roughly 2.0 to 2.5 million Americans seek the help of a credit counselor each year, mostly to avoid bankruptcy.
  • From 1990 to 2000, the number of Americans seeking the help of a credit counselor doubled.
  • Many individuals experiencing financial difficulties have experienced a job loss, an interruption to their income due to illness, or a divorce / separation.
  • Nearly 75% of those seeking help from a credit counselor held a credit card.
  • The average person seeking a credit counselor carries a balance on two credit cards.
  • The average client seeking the help of a counselor had $43,000 in debt, of which $20,000 was consumer debt and $8,500 was revolving debt.